Fintech Peer to Peer Lending

Fintech Peer to Peer Lending

One of the innovations in the financial sector is the use of technology that allows lenders and loan recipients to carry out lending and borrowing transactions without having to meet in person. The lending and borrowing transaction mechanism is carried out through a system that has been provided by the Fintech Lending Operator, either through an application or website. 

  • With the types of peer-to-peer lending as follows:
    • Payday
      This type of P2P lending has a very fast process of submitting and disbursing funds.
    • Micro Credit
      This type of microcredit P2P lending offers special credit services for micro entrepreneurs who often cannot apply for loans.
    • Working Capital
      This type of P2P loan is specifically for Individual Businesses, Limited Partnership or Commanditaire Vennootschap (CV), Limited Liability Companies (LLC), and Private Companies.
    • Education
      This type of educational P2P lending is intended for students or students who need loans to be able to pay for their education.
    • Invoice Financing
      The type of P2P lending invoice financing is a type of loan that can be used to pay a bill.
    • Instalments without Credit Card
      Instalments without a credit card make it possible for every borrower to pay for an item of need by the instalment method.
    • Sharia
      This type of P2P lending sharia offers loans based on sharia law.
    • Online Seller Finance
      This type of P2P lending is specifically aimed at online entrepreneurs.
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